For any type of Accident, Sickness & Redundancy Insurance please call one of our advisors for free quotes and advice.
|Find the best unemployment insurance by comparing our panel of specialist ASU providers.|
|British Insurance offer income, payment & mortgage protection insurance with up to 12 months benefit and a choice of excess periods|
|Want to cover payments to your Mortgage, Rent, Loans, Credit Cards - or just a percentage of income? Short Term Income Protection covers them all. Redundancy only cover from £3.00, and you'll be on cover within the hour.|
|I Protect Insurance offer mortgage & redundancy insurance plans from only £10 per month. Their plans are designed to pay mortgage, rent and other regular commitments.|
|Help U Cover Offer a choice of plans to protect your income or your mortgage payments and your income.|
|Protection UK NET, Have been arranging PPI plans to customers all over the UK for more than 30 years. They endeavour to offer excellent value in all of the insurance policies they offer.|
|Columbus MPPI provde cover should you be unable to make your mortgage payments as a direct result of the insured perils such as accident, sickness & unemployment|
|If you cant work or are made redundant the GET MY Mortgage Proection plan can take the strain. Their plans not only offer cover for your outgoings but also help in getting back to work|
|Lexelle are proud to offer comprehensive coverage with value for money premiums and plans that are as individual as their customers|
Redundancy insurance is often sold when you take out a mortgage loan or other regular commitment. This is generally the most appropriate time to take out a redundancy insurance policy as the initial unemployment exclusion for new loans and mortgages are much lower than if you attempt to take out unemployment cover for an existing loan or mortgage. However we would not generally recommend taking out a redundancy plan with your lender as the majority of the time the lenders policy will be more expensive than you can obtain elsewhere.
As well as covering you against redundancy, these plans can also be used to cover you against accident and sickness. We feel this is a worthwhile extension as the majority of people will at some point in their lives be unable to work due to accident or sickness.
Unless you have substantial savings we feel that income protection or mortgage protection is an absolute must for everybody. We have on occasion been asked by people whether this type of policy prevents you from claiming state benefits, our understanding is that current legislation does not classify benefit from accident sickness or redundancy plans as income, and therefore it does not exclude you from claiming benefit. However legislation does change and we would advise you to check with the benefits agency before taking out a policy