Mortgage Payment Protection Insurance

I want a short term mortgage income replacement policy that will pay benefits for up to 24 months.
I want mortgage protection life insurance
I want a long term mortgage income protection plan

Mortgage Payment Protection Insurance is designed to ensure that you are able to continue to pay your mortgage in the event of accident sickness and or unemployment. Mortgage payment protection insurance can be a complex area. To help you through the maze and to determine whether you want income protection or unemployment insurance we have devised a series of tables to allow you to compare the various aspects of the payment protection plans we offer.

Mortgage Payment Protection Insurance Plans Comparison Table

The purpose of this table is to give a broad overview of each of the mortgage payment protection insurance plans we offer, with particular emphasis being on the amount of benefit over and above your mortgage that is available.

Max Additional Benefit	Max Monthly Benefit	Plan	Unemployment Only Option	Unemployment Only Rate	ASU Rate	Initial Unemployment Exclusion Period
25%	£1,500 / 75% GMI	BestQuote	Yes	£2.00	£3.25	None or 90 days
25%	£2,500 / 75% GMI	Firstassist	Yes	£1.42	£1.78	None or 90 days
25%	£2,500 / 75% GMI	Mortgageshield 24 month benefit	Yes	£3.10	£4.95	None or 90 days
25%	£1,500 / 75% GMI	Freefirst 1st 3 months free	Yes	£2.25	£3.45	None or 90 days
100%	£2,500 Max £2500 for unemployment only	BETA back to day one cover	Yes	£2.85	£4.75	60 days
25%	£2,500	Total ASU (12 or 18 Months) Can be used for buy-to-let mortgages	Yes	From £2.25	From £3.60	None or 90 days
25%	£1,500	Helpupay	No	NA	From £1.90	60 or 120 Days

* Plus regular monthly outgoings
GMI (Gross Monthly Income)

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