| For an immediate Mortgage protection quote during working hours please call 0844 875 55 33 quoting ref WSS19 | |
| I want a short term mortgage income replacement policy that will pay benefits for up to 24 months. | |
| I want mortgage protection life insurance | |
| I want a long term mortgage income protection plan | |
Mortgage Payment Protection Insurance is designed to ensure that you are able to continue to pay your mortgage in the event of accident sickness and or unemployment. Mortgage payment protection insurance can be a complex area. To help you through the maze and to determine whether you want income protection or unemployment insurance we have devised a series of tables to allow you to compare the various aspects of the payment protection plans we offer.
| Max Additional Benefit | Max Monthly Benefit | Plan | Unemployment Only Option | Unemployment Only Rate | ASU Rate | Initial Unemployment Exclusion Period |
| 25% | £1,500 / 75% GMI | BestQuote | Yes | £2.00 | £3.25 | None or 90 days |
| 25% | £2,500 / 75% GMI | Firstassist | Yes | £1.42 | £1.78 | None or 90 days |
| 25% | £2,500 / 75% GMI | Mortgageshield 24 month benefit |
Yes | £3.10 | £4.95 | None or 90 days |
| 25% | £1,500 / 75% GMI | Freefirst 1st 3 months free |
Yes | £2.25 | £3.45 | None or 90 days |
| 100% | £2,500 Max £2500 for unemployment only |
BETA back to day one cover |
Yes | £2.85 | £4.75 | 60 days |
| 25% | £2,500 | Total ASU (12 or 18 Months) Can be used for buy-to-let mortgages |
Yes | From £2.25 | From £3.60 | None or 90 days |
| 25% | £1,500 | Helpupay | No | NA | From £1.90 | 60 or 120 Days |
* Plus regular monthly outgoings
GMI (Gross Monthly Income)
If you have any queries in relation to mortgage payment protection insurance please feel free to call us Monday to Friday between 09:30 and 20:00 hrs on:-
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