Lexelle Unemployment Insurance

We offer three Lexelle policies, one plan requires you to have a mortgage, one plan requires you to have a Secured Loan in place and the other plan simply covers your income. All policies are underwritten by UK Underwriting Ltd, on behalf of AXA Insurance UK plc.

Lexelle MPPI

• You must have a mortgage to be eligible to apply for this policy
• Covers the monthly mortgage payment plus 25% extra
• Covers up to 60% Gross Monthly Income up to a Maximum of £2000 per month
• 12 months cover or 24 months cover (12 months unemployment plus 24 months accident & sickness)
• Accident & Sickness or Combined  Accident, Sickness and Unemployment cover (no unemployment only currently available)
• Initialunemployment exclusion  is 90 days, reduced to 60 days for new mortgages
• Must be in 6 months continuous employment to apply
• Free Legal Helpline
• Family Legal Expenses cover included
• Back to Work Advice Programme includedd

Lexelle Secured Loan Protection

• Protects SECURED loan payments only – will NOT cover car loans etc.
• Covers loan payment only (no extra)
• Covers up to 50% Gross Monthly Income up to a Maximum of £1000
• 12 months cover
• Combined  Accident, Sickness and Unemployment cover only
• 60 days Initial unemployment exclusion 
• Must be in 6  months continuous employment to apply
• Free Legal Helpline
• Family Legal Expenses cover included
• Back to Work Advice Programme included

Lexelle IP

Features and Benefits

• No need for a mortgage or rental agreement
• Covers up to 50% Gross Monthly Income up to a Maximum of £1000
• 12 months cover
• Combined Accident, Sickness and Unemployment cover only
• 60 days Initial unemployment exclusion
• Must be in 6 months continuous employment to apply
• Free Legal Helpline
• Family Legal Expenses cover included
• Back to Work Advice Programme included