UK Mortgage Protection Insurance from D & D Homecare

To get a quote for the for the D & D range payment protection plan please call us on 0845 365 0030 quoting ref WS6
If you prefer to get a quote online please click the quote button
If you need to make a claim please click here

D & D Homecare Ltd offers a high quality range of products with very competitive premiums.

D & D Homecare Mortgage and Payment Protection

This policy covers your mortgage or rental payment plus regular monthly commitments in the event of redundancy or accident or sickness. For example if you choose unemployment cover it will pay a benefit per month that covers your mortgage and regular monthly commitments if you become unemployed. In the event of a claim you would need to provide evidence of these payments.

• Covers your mortgage or rental payments plus regular monthly commitments (council tax, insurances, utility bills, water rates, loans, child maintenance or school fees etc).
• 90 day unemployment exclusion period for existing mortgages & no unemployment exclusion period if taken out with a new mortgage or remortgage
• 12 or 24 month options available (24 months option is for 12 months unemployment cover plus 24 months accident & sickness cover)
• Maximum monthly benefit of 75% of gross income subject to a overriding maximum of £2000 per month
• Options of unemployment only, disability only or unemployment and disability
• Can include life cover of 12 X the monthly benefit, pays out on your death and also in the event you have less than 12 months to live.

D & D Homecare Mortgage and Payment Protection

A monthly paid Income Protection policy providing:

• Options of unemployment only, disability only or unemployment and disability
• Cover for 50% of Income up to £1000 maximum
• The only income protection policy we have that offers unemployment only cover
• Do not have to have a mortgage or rental agreement to qualify for this cover
• 120 days initial unemployment exclusion

Many policies of this nature have an unemployment exclusion period at the start of the policy so they will not pay monthly benefit for unemployment before this exclusion period has passed. For the Mortgage Payment Protection Policy D & D Homecare will waive this unemployment exclusion period if you have an existing mortgage or a remortgage.