Berkeley Alexander Unemployment Insurance

We offer two mortgage protection policies from Berkeley Alexander, one offers very competitive premiums and the other offers the first 3 months premiums free.

Mortgage Essentials text needs to read ….premiums from as little as £2.30

Find the best unemployment insurance by comparing our panel of specialist ASU providers.
	British Insurance offer income, payment & mortgage protection insurance with up to 12 months benefit and a choice of excess periods
	Want to cover payments to your Mortgage, Rent, Loans, Credit Cards - or just a percentage of income? Short Term Income Protection covers them all. Redundancy only cover from £3.00, and you'll be on cover within the hour.
	I Protect Insurance offer mortgage & redundancy insurance plans from only £10 per month. Their plans are designed to pay mortgage, rent and other regular commitments.
	Help U Cover Offer a choice of plans to protect your income or your mortgage payments and your income.
	Protection UK NET, Have been arranging PPI plans to customers all over the UK for more than 30 years. They endeavour to offer excellent value in all of the insurance policies they offer.
	Columbus MPPI provde cover should you be unable to make your mortgage payments as a direct result of the insured perils such as accident, sickness & unemployment
	If you cant work or are made redundant the GET MY Mortgage Proection plan can take the strain. Their plans not only offer cover for your outgoings but also help in getting back to work
	Lexelle are proud to offer comprehensive coverage with value for money premiums and plans that are as individual as their customers

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Mortgage Essentials

Only available to mortgage holders. Innovative age rated MPPI contract with premiums starting from as little as £1.93 per £100 benefit for full ASU cover. Mortgage Protection cover plus up to 25% extra for income protection.

Features and Benefits

• Age Rated
• One of the cheapest ASU products on the market for under 40s
• Maximum cover £1500 per month
• Cover options for Unemployment Only, Accident and Sickness Only or combined ASU
• Option for 30 day excess or 30 day waiting periods (waiting period is back to day one)

Insurer

• Genworth

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Mortgage LIFELINE

Only available to mortgage holders
Flexible approach to underwriting will accept most occupations
The Mortgage LIFELINE policy provides Mortgage Payment Protection plus up to 25% for additional cover to pay other expenses. The Defaqto Comparison of policies (February 2006) showed Mortgage LIFELINE as the most competitive policy.

Features and Benefits

• Three months free start - no premiums to pay for the first three months
• Highly competitive age banded premiums
• 30 day excess or "back to day one" options
• "Back to work" assistance
• Choose either unemployment only cover, disability only cover, (accident and sickness) or both combined
• No premium loading for gender or smoking habits
• Tax free benefit
• Benefit up to £1,500 per month
• Ideal for first time buyers

Insurer

• Genworth

 

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If you would like a quote or more information on any of these three plans, please complete the enquiry form below

The range of policies that we offer can be used to provide cover for your mortgage, rent or loan payments against unemployment or redundancy. However, it is not necessary to have a mortgage to apply for this type of income protection cover.

We strive to work with the best partners in every area of financial services. To find info about other types of insurance or investment click on the links to the right.

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About the Insurer Genworth Financial
Genworth Financial, Inc. is a leading insurance holding company, serving the lifestyle needs of more than 15 million customers, with operations in 24 countries.

As a publicly traded Fortune 500 company, Genworth is a leading global provider of PPI and has been providing specialist PPI products and services for more than 34 years. Globally, our experience of underwriting PPI is unmatched. Payment Protection insurance (PPI) helps consumers meet their payment obligations on outstanding financial commitments, including mortgages, personal loans or credit cards in the event of involuntary unemployment, temporary disability (due to accident or sickness), permanent disability or death.

About Adminicle.
Adminicle is part of the Swansure Group, which manufactures and distributes General Insurance products predominantly to the IFA and Mortgage broker markets. As a group today it has become one of the largest and fastest growing Insurance providers in the UK. The group offers a range of products and services including Mortgage & Payment Protection, Term Life, together with bespoke scheme writing and administration.

Adminicle, the Third Party Administrator, was created in 2001 to provide services to the insurance industry. Since their formation, as a result of our flexibility and consultative approach, they have rapidly become the supplier of choice to a number of the UK's leading retailers and banks, as well as the major insurers and brokers - including Argos, Virgin Mobile, UKinsuranceNET, Assurant Solutions, Choices and Loyal Insurance